Funding Pips vs TopStep

Side-by-side comparison of rules, fees, payouts, and trading restrictions.

Key Differences: TopStep offers a higher profit split at 90% compared to 80%. Funding Pips has a lower entry cost starting from $36. Funding Pips gives more drawdown room at 10%. Funding Pips pays out Bi-weekly while TopStep pays out 5 winning days (Standard) or 3 days @ 40% (Consistency).
Funding Pips
TopStep
Profit Split
80%
90%
Max Drawdown
10%
4%
Daily Loss Limit
5%
2%
Drawdown Type
Static
Trailing (EOD)
Payout Frequency
Bi-weekly
5 winning days (Standard) or 3 days @ 40% (Consistency)
Cheapest Plan
$36
$49
Min Trading Days
3
—
Challenge Types
1-Step, 2-Step
1-Step, Funded, Live
Account Sizes
$5,000, $10,000, $25,000, $50,000, $100,000, $200,000
$50,000, $100,000, $150,000
News Trading
Yes
Yes
Weekend Holding
Yes
No
EAs/Bots
Yes
No
Refundable Fee
No
No
Funding Pips
View full details, reviews & rules
TopStep
View full details, reviews & rules

Choosing Between Funding Pips and TopStep

Both Funding Pips and TopStep are popular choices among prop traders, with TopStep established since 2012. TopStep offers a higher profit split at 90% compared to 80%. Funding Pips has a lower entry cost starting from $36. Funding Pips gives more drawdown room at 10%. Funding Pips pays out Bi-weekly while TopStep pays out 5 winning days (Standard) or 3 days @ 40% (Consistency). The best choice depends on your trading style, instrument preferences, and risk tolerance.

Which is better for...

Lowest costFunding Pips — Starts from $36
Highest profit splitTopStep — 90% profit split
More drawdown roomFunding Pips — 10% max drawdown
EA/bot tradersFunding Pips — Allows Expert Advisors and automated trading

Frequently Asked Questions

Is Funding Pips or TopStep better for prop trading?
It depends on your priorities. TopStep offers a higher profit split (90% vs 80%). Funding Pips has lower entry costs starting from $36. Use our comparison tool to decide based on what matters most to you.
Which has a higher profit split, Funding Pips or TopStep?
TopStep offers a 90% profit split compared to 80% at the other firm. TopStep also offers scaling to increase this over time.
Which is cheaper, Funding Pips or TopStep?
Funding Pips has a lower starting price at $36, compared to $49 at the other firm.
What are the drawdown rules for Funding Pips vs TopStep?
Funding Pips allows 10% maximum drawdown (Static), while TopStep allows 4% (Trailing (EOD)). Daily loss limits are 5% and 2% respectively.

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