My Funded Futures vs TopStep

Side-by-side comparison of rules, fees, payouts, and trading restrictions.

Key Differences: TopStep offers a higher profit split at 90% compared to 80%. TopStep has a lower entry cost starting from $49. My Funded Futures pays out Core: 5 winning days. Rapid: daily after $2,100. Pro: bi-weekly while TopStep pays out 5 winning days (Standard) or 3 days @ 40% (Consistency).
My Funded Futures
TopStep
Profit Split
80%
90%
Max Drawdown
4%
4%
Daily Loss Limit
—
2%
Drawdown Type
Trailing (EOD 3% Core/Pro; Intraday 4% Rapid)
Trailing (EOD)
Payout Frequency
Core: 5 winning days. Rapid: daily after $2,100. Pro: bi-weekly
5 winning days (Standard) or 3 days @ 40% (Consistency)
Cheapest Plan
$77
$49
Min Trading Days
2
—
Challenge Types
1-Step
1-Step, Funded, Live
Account Sizes
$50,000, $100,000, $150,000
$50,000, $100,000, $150,000
News Trading
No
Yes
Weekend Holding
No
No
EAs/Bots
Yes
No
Refundable Fee
No
No
My Funded Futures
View full details, reviews & rules
TopStep
View full details, reviews & rules

Choosing Between My Funded Futures and TopStep

Both My Funded Futures and TopStep are popular choices among prop traders, with TopStep established since 2012. TopStep offers a higher profit split at 90% compared to 80%. TopStep has a lower entry cost starting from $49. My Funded Futures pays out Core: 5 winning days. Rapid: daily after $2,100. Pro: bi-weekly while TopStep pays out 5 winning days (Standard) or 3 days @ 40% (Consistency). The best choice depends on your trading style, instrument preferences, and risk tolerance.

Which is better for...

Lowest costTopStep — Starts from $49
Highest profit splitTopStep — 90% profit split
EA/bot tradersMy Funded Futures — Allows Expert Advisors and automated trading
News tradersTopStep — Allows trading during high-impact news events

Frequently Asked Questions

Is My Funded Futures or TopStep better for prop trading?
It depends on your priorities. TopStep offers a higher profit split (90% vs 80%). TopStep has lower entry costs starting from $49. Use our comparison tool to decide based on what matters most to you.
Which has a higher profit split, My Funded Futures or TopStep?
TopStep offers a 90% profit split compared to 80% at the other firm. TopStep also offers scaling to increase this over time.
Which is cheaper, My Funded Futures or TopStep?
TopStep has a lower starting price at $49, compared to $77 at the other firm.
What are the drawdown rules for My Funded Futures vs TopStep?
My Funded Futures allows 4% maximum drawdown (Trailing (EOD 3% Core/Pro; Intraday 4% Rapid)), while TopStep allows 4% (Trailing (EOD)).

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